2021 Colorado Loan Limits by County
Conforming, HB Conforming & FHA loan limits
The 2021 National Conforming Loan Limit is $548,250.
Some Colorado counties have a higher loan limit, refered to as "High Balance" Conforming.
Colorado has an FHA loan limit of $331,760 and many counties have "High Balance" limits as high as $822,375 in Summit County.
| Colorado County Limits | 2021 Conforming & HB Conforming Loan Limits by Colorado County (GSE 1-unit limit) | 2020 FHA & High Balance FHA Loan Limits byColorado County (1-unit) |
|---|---|---|
| Adams | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Alamosa | $548,250 | $331,760 |
| Arapahoe | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Archuleta | $548,250 | $331,760 |
| Baca | $548,250 | $331,760 |
| Bent | $548,250 | $331,760 |
| Boulder | $654,350 (High Balance Conforming) | $644,000 (High Balance FHA) |
| Broomfield | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Chaffee | $548,250 | $369,150 (High Balance FHA) |
| Cheyenne | $548,250 | $331,760 |
| Clear Creek | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Conejos | $548,250 | $331,760 |
| Costilla | $548,250 | $331,760 |
| Crowley | $548,250 | $331,760 |
| Custer | $548,250 | $331,760 |
| Delta | $548,250 | $331,760 |
| Denver | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Dolores | $548,250 | $331,760 |
| Douglas | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Eagle | $822,250 (High Balance Conforming) | $765,600 (High Balance FHA) |
| Elbert | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| El Paso | $548,250 | $356,500 (High Balance FHA) |
| Freemont | $548,250 | $331,760 |
| Garfield | $765,600 (High Balance Conforming) | $765,600 (High Balance FHA) |
| Gilpin | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Grand | $548,250 | $473,800 (High Balance FHA) |
| Gunnison | $548,250 | $371,450 (High Balance FHA) |
| Hinsdale | $548,250 | $427,800 (High Balance FHA) |
| Huerfano | $548,250 | $331,760 |
| Jackson | $548,250 | $331,760 |
| Jefferson | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Kiowa | $548,250 | $331,760 |
| Kit Carson | $548,250 | $331,760 |
| Lake | $625,500 (High Balance Conforming) | $314,827 (High Balance FHA) |
| La Plata | $548,250 | $422,050 (High Balance FHA) |
| Larimer | $548,250 | $454,250 (High Balance FHA) |
| Las Animas | $548,250 | $331,760 |
| Lincoln | $548,250 | $331,760 |
| Logan | $548,250 | $331,760 |
| Mesa | $548,250 | $331,760 |
| Mineral | $548,250 | $331,760 |
| Moffat | $548,250 | $331,760 |
| Montezuma | $548,250 | $331,760 |
| Montrose | $548,250 | $425,500 (High Balance FHA) |
| Morgan | $548,250 | $331,760 |
| Otero | $548,250 | $331,760 |
| Ouray | $548,250 | $425,500 (High Balance FHA) |
| Park | $596,850 (High Balance Conforming) | $575,000 (High Balance FHA) |
| Phillips | $548,250 | $331,760 |
| Pitkin | $765,600 (High Balance Conforming) | $765,600 (High Balance FHA) |
| Prowers | $548,250 | $331,760 |
| Pueblo | $548,250 | $331,760 |
| Rio Blanco | $548,250 | $331,760 |
| Rio Grande | $548,250 | $331,760 |
| Routt | $678,500 (High Balance Conforming) | $638,200 (High Balance FHA) |
| Saguache | $548,250 | $331,760 |
| San Juan | $548,250 | $331,760 |
| San Miguel | $649,750 (High Balance Conforming) | $765,600 (High Balance FHA) |
| Sedgwick | $548,250 | $331,760 |
| Summit | $822,375 (High Balance Conforming) | $722,200 (High Balance FHA) |
| Teller | $548,250 | $365,500 (High Balance FHA) |
| Washington | $548,250 | $331,760 |
| Weld | $548,250 | $404,800 (High Balance FHA) |
| Yuma | $548,250 | $331,760 |
NOTE: As of January 1, 2020, veterans seeking to obtain what are commonly referred to as jumbo loans, or Veterans living in higher-cost markets, will no longer be subject to the Federally-established VA loan limit aka Conforming loan limit maximums. This means veterans may obtain no-down payment VA-backed loans in all areas of the country, regardless of home prices.
Note: Loan limits still apply for those who have more than one active VA loan, only partial entitlement available or those who have defaulted on a previous loan.