2022 Colorado Loan Limits by County
Conforming, HB Conforming & FHA loan limits
The 2022 National Conforming Loan Limit is $647,200.
Many Colorado counties have a higher loan limit, refered to as "High Balance" Conforming.
Colorado has an FHA loan limit of $420,680 and many counties have "High Balance" limits as high as $822,375 in Summit County.
The 2022 HECM "Home Equity Conversion Mortgage" limit is $970,800
Colorado County Limits | 2022 Conforming & HB Conforming Loan Limits by Colorado County (GSE 1-unit limit) | 2022 FHA & High Balance FHA Loan Limits by Colorado County (1-unit) | |
---|---|---|---|
Adams | $684,250 is the 2022 High Balance Conforming Limit |
$684,250 is the 2022 High Balance FHA Loan Limit |
|
Alamosa | $647,200 | $420,680 | |
Arapahoe | $684,250 is the 2022 High Balance Conforming Limit |
|
|
Archuleta | $647,200 | $420,680 | |
Baca | $647,200 | $420,680 | |
Bent | $647,200 | $420,680 | |
Boulder | $747,500 is the 2022 High Balance Conforming Limit | $747,500 is the 2022 High Balance FHA Loan Limit | |
Broomfield | $684,250 | $684,250 is the 2022 High Balance FHA Loan Limit | |
Chaffee | $647,200 | $461,150 is the 2022 High Balance FHA Loan Limit | |
Cheyenne | $647,200 | $420,680 | |
Clear Creek | $684,250 |
$684,250 is the 2022 High Balance FHA Loan Limit | |
Conejos | $647,200 | $420,680 | |
Costilla | $647,200 | $420,680 | |
Crowley | $647,200 | $420,680 | |
Custer | $647,200 | $420,680 | |
Delta | $647,200 | $420,680 | |
Denver | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
Dolores | $647,200 | $420,680 | |
Douglas | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
Eagle | $862,500 is the 2022 High Balance Conforming Limit | $862,500 is the 2022 High Balance FHA Loan Limit | |
Elbert | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
El Paso | $647,200 | $460,000 is the 2022 High Balance FHA Loan Limit | |
Freemont | $647,200 | $420,680 | |
Garfield | $856,750 is the 2022 High Balance Conforming Limit | $970,800 is the 2022 High Balance FHA Loan Limit | |
Gilpin | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
Grand | $647,200 | $534,750 is the 2022 High Balance FHA Loan Limit | |
Gunnison | $647,200 | $431,250 is the 2022 High Balance FHA Loan Limit | |
Hinsdale | $647,200 | $427,800 is the 2022 High Balance FHA Loan Limit | |
Huerfano | $647,200 | $420,680 | |
Jackson | $647,200 | $420,680 | |
Jefferson | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
Kiowa | $647,200 | $420,680 | |
Kit Carson | $647,200 | $420,680 | |
Lake | $647,200 | $420,680 | |
La Plata | $647,200 | $494,500 is the 2022 High Balance FHA Loan Limit | |
Larimer | $647,200 | $522,100 is the 2022 High Balance FHA Loan Limit | |
Las Animas | $647,200 | $420,680 | |
Lincoln | $647,200 | $420,680 | |
Logan | $647,200 | $420,680 | |
Mesa | $647,200 | $420,680 | |
Mineral | $647,200 | $420,680 | |
Moffat | $647,200 | $420,680 | |
Montezuma | $647,200 | $420,680 | |
Montrose | $647,200 | $425,500 is the 2022 High Balance FHA Loan Limit | |
Morgan | $647,200 | $420,680 | |
Otero | $647,200 | $420,680 | |
Ouray | $647,200 | $425,500 is the 2022 High Balance FHA Loan Limit | |
Park | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
Phillips | $647,200 | $420,680 | |
Pitkin | $856,750 is the 2022 High Balance Conforming Limit | $970,800 is the 2022 High Balance FHA Loan Limit | |
Prowers | $647,200 | $420,680 | |
Pueblo | $647,200 | $420,680 | |
Rio Blanco | $647,200 | $420,680 | |
Rio Grande | $647,200 | $420,680 | |
Routt | $678,500 is the 2022 High Balance Conforming Limit | $678,500 is the 2022 High Balance FHA Loan Limit | |
Saguache | $647,200 | $420,680 | |
San Juan | $647,200 | $420,680 | |
San Miguel | $756,700 is the 2022 High Balance Conforming Limit | $970,800 is the 2022 High Balance FHA Loan Limit | |
Sedgwick | $647,200 | $420,680 | |
Summit | $822,375 is the 2022 High Balance Conforming Limit | $925,200 is the 2022 High Balance FHA Loan Limit | |
Teller | $647,200 | $460,000 is the 2022 High Balance FHA Loan Limit | |
Washington | $647,200 | $420,680 | |
Weld | $647,200 | $483,600 is the 2022 High Balance FHA Loan Limit | |
Yuma | $647,200 | $420,680 |
NOTE: As of January 1, 2020, veterans seeking to obtain what are commonly referred to as jumbo loans, or Veterans living in higher-cost markets, will no longer be subject to the Federally-established VA loan limit aka Conforming loan limit maximums. This means veterans may obtain no-down payment VA-backed loans in all areas of the country, regardless of home prices.
Note: Loan limits still apply for those who have more than one active VA loan, only partial entitlement available or those who have defaulted on a previous loan.