2022 Colorado Loan Limits by County
Conforming, HB Conforming & FHA loan limits
The 2022 National Conforming Loan Limit is $647,200.
Many Colorado counties have a higher loan limit, refered to as "High Balance" Conforming.
Colorado has an FHA loan limit of $420,680 and many counties have "High Balance" limits as high as $822,375 in Summit County.
The 2022 HECM "Home Equity Conversion Mortgage" limit is $970,800
| Colorado County Limits | 2022 Conforming & HB Conforming Loan Limits by Colorado County (GSE 1-unit limit) | 2022 FHA & High Balance FHA Loan Limits by Colorado County (1-unit) | |
|---|---|---|---|
| Adams | $684,250 is the 2022 High Balance Conforming Limit |
$684,250 is the 2022 High Balance FHA Loan Limit |
|
| Alamosa | $647,200 | $420,680 | |
| Arapahoe | $684,250 is the 2022 High Balance Conforming Limit |
|
|
| Archuleta | $647,200 | $420,680 | |
| Baca | $647,200 | $420,680 | |
| Bent | $647,200 | $420,680 | |
| Boulder | $747,500 is the 2022 High Balance Conforming Limit | $747,500 is the 2022 High Balance FHA Loan Limit | |
| Broomfield | $684,250 | $684,250 is the 2022 High Balance FHA Loan Limit | |
| Chaffee | $647,200 | $461,150 is the 2022 High Balance FHA Loan Limit | |
| Cheyenne | $647,200 | $420,680 | |
| Clear Creek | $684,250 |
$684,250 is the 2022 High Balance FHA Loan Limit | |
| Conejos | $647,200 | $420,680 | |
| Costilla | $647,200 | $420,680 | |
| Crowley | $647,200 | $420,680 | |
| Custer | $647,200 | $420,680 | |
| Delta | $647,200 | $420,680 | |
| Denver | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
| Dolores | $647,200 | $420,680 | |
| Douglas | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
| Eagle | $862,500 is the 2022 High Balance Conforming Limit | $862,500 is the 2022 High Balance FHA Loan Limit | |
| Elbert | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
| El Paso | $647,200 | $460,000 is the 2022 High Balance FHA Loan Limit | |
| Freemont | $647,200 | $420,680 | |
| Garfield | $856,750 is the 2022 High Balance Conforming Limit | $970,800 is the 2022 High Balance FHA Loan Limit | |
| Gilpin | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
| Grand | $647,200 | $534,750 is the 2022 High Balance FHA Loan Limit | |
| Gunnison | $647,200 | $431,250 is the 2022 High Balance FHA Loan Limit | |
| Hinsdale | $647,200 | $427,800 is the 2022 High Balance FHA Loan Limit | |
| Huerfano | $647,200 | $420,680 | |
| Jackson | $647,200 | $420,680 | |
| Jefferson | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
| Kiowa | $647,200 | $420,680 | |
| Kit Carson | $647,200 | $420,680 | |
| Lake | $647,200 | $420,680 | |
| La Plata | $647,200 | $494,500 is the 2022 High Balance FHA Loan Limit | |
| Larimer | $647,200 | $522,100 is the 2022 High Balance FHA Loan Limit | |
| Las Animas | $647,200 | $420,680 | |
| Lincoln | $647,200 | $420,680 | |
| Logan | $647,200 | $420,680 | |
| Mesa | $647,200 | $420,680 | |
| Mineral | $647,200 | $420,680 | |
| Moffat | $647,200 | $420,680 | |
| Montezuma | $647,200 | $420,680 | |
| Montrose | $647,200 | $425,500 is the 2022 High Balance FHA Loan Limit | |
| Morgan | $647,200 | $420,680 | |
| Otero | $647,200 | $420,680 | |
| Ouray | $647,200 | $425,500 is the 2022 High Balance FHA Loan Limit | |
| Park | $684,250 is the 2022 High Balance Conforming Limit | $684,250 is the 2022 High Balance FHA Loan Limit | |
| Phillips | $647,200 | $420,680 | |
| Pitkin | $856,750 is the 2022 High Balance Conforming Limit | $970,800 is the 2022 High Balance FHA Loan Limit | |
| Prowers | $647,200 | $420,680 | |
| Pueblo | $647,200 | $420,680 | |
| Rio Blanco | $647,200 | $420,680 | |
| Rio Grande | $647,200 | $420,680 | |
| Routt | $678,500 is the 2022 High Balance Conforming Limit | $678,500 is the 2022 High Balance FHA Loan Limit | |
| Saguache | $647,200 | $420,680 | |
| San Juan | $647,200 | $420,680 | |
| San Miguel | $756,700 is the 2022 High Balance Conforming Limit | $970,800 is the 2022 High Balance FHA Loan Limit | |
| Sedgwick | $647,200 | $420,680 | |
| Summit | $822,375 is the 2022 High Balance Conforming Limit | $925,200 is the 2022 High Balance FHA Loan Limit | |
| Teller | $647,200 | $460,000 is the 2022 High Balance FHA Loan Limit | |
| Washington | $647,200 | $420,680 | |
| Weld | $647,200 | $483,600 is the 2022 High Balance FHA Loan Limit | |
| Yuma | $647,200 | $420,680 |
NOTE: As of January 1, 2020, veterans seeking to obtain what are commonly referred to as jumbo loans, or Veterans living in higher-cost markets, will no longer be subject to the Federally-established VA loan limit aka Conforming loan limit maximums. This means veterans may obtain no-down payment VA-backed loans in all areas of the country, regardless of home prices.
Note: Loan limits still apply for those who have more than one active VA loan, only partial entitlement available or those who have defaulted on a previous loan.