2023 Colorado Loan Limits by County
Conforming, HB Conforming & FHA loan limits
*** These FHA Loan Limits are the same or greater than the Fannie Mae and Freddie Mac Conforming High Balance Limits.
The National Loan Limit for Conforming Loans is $726,200, but many counties in Colorado have Conforming HB Limits as high as $1,075,200 in Eagle County.
The National Loan Limit for FHA Loans is $472,030, but many counties in Colorado have FHA limits as high as $1,089,300 in Garfield & Pitkin County.
| Colorado County Limits | 2023 Conforming & HB Conforming Loan Limits by Colorado County (GSE 1-unit limit) | 2023 FHA & High Balance FHA Loan Limits by Colorado County (1-unit) |
|---|---|---|
| Adams | $787,750 High Balance Conforming Area | *** $787,750 FHA High Balance Area |
| Alamosa | $726,200 | $472,030 |
| Arapahoe | $787,750 High Balance Conforming Area | *** $787,750 FHA High Balance Area |
| Archuleta | $726,200 | $472,030 |
| Baca | $726,200 | $472,030 |
| Bent | $726,200 | $472,030 |
| Boulder | $856,750 High Balance Conforming Area | *** $856,750 FHA High Balance Area |
| Broomfield | $726,200 | *** $787,750 FHA High Balance Area |
| Chaffee | $726,200 | $600,300 FHA High Balance Area |
| Cheyenne | $726,200 | $472,030 |
| Clear Creek | $726,200 | *** $787,750 FHA High Balance FHA Area |
| Conejos | $726,200 | $472,030 |
| Costilla | $726,200 (Higher than FHA Limit) | $472,030 |
| Crowley | $726,200 | $472,030 |
| Custer | $726,200 (Higher than FHA Limit) | $472,030 |
| Delta | $726,200 | $472,030 |
| Denver | $787,750 High Balance Conforming Area | *** $787,750 FHA High Balance Area |
| Dolores | $726,200 | $472,030 |
| Douglas | $787,750 High Balance Conforming Area | *** $787,750 FHA High Balance Area |
| Eagle | $1,075,200 High Balance Conforming Area | *** $1,075,200 FHA High Balance Area |
| Elbert | $787,750 High Balance Conforming Area | *** $787,750 FHA High Balance Area |
| El Paso | $726,200 | $517,500 FHA High Balance Area |
| Freemont | $726,200 | $472,030 |
| Garfield | $948,750 High Balance Conforming Area | *** $1,089,300 FHA High Balance Area |
| Gilpin | $787,750 High Balance Conforming Area | *** $787,750 FHA High Balance Area |
| Grand | $726,200 | $669,300 FHA HIgh Balance Area |
| Gunnison | $726,200 | $519,800 FHA High Balance Area |
| Hinsdale | $726,200 | $472,030 |
| Huerfano | $726,200 | $472,030 |
| Jackson | $726,200 | $472,030 |
| Jefferson | $787,750 High Balance Conforming Area | *** $787,750 FHA High Balance Area |
| Kiowa | $726,200 | $472,030 |
| Kit Carson | $726,200 | $472,030 |
| Lake | $726,200 | $472,030 |
| La Plata | $726,200 Conforming HB Area | $596,850 FHA High Balance Area |
| Larimer | $726,200 | $614,100 FHA High Balance Area |
| Las Animas | $726,200 | $472,030 |
| Lincoln | $726,200 | $472,030 |
| Logan | $726,200 | $472,030 |
| Mesa | $726,200 | $472,030 |
| Mineral | $726,200 | $472,030 |
| Moffat | $726,200 | $472,030 |
| Montezuma | $726,200 | $472,030 |
| Montrose | $726,200 | $472,030 |
| Morgan | $726,200 | $472,030 |
| Otero | $726,200 | $472,030 |
| Ouray | $726,200 | $472,030 |
| Park | $787,750 High Balance Conforming Area | *** $787,750 FHA High Balance Area |
| Phillips | $726,200 | $472,030 |
| Pitkin | $948,750 High Balance Conforming Area | *** $1,089,300 FHA High Balance Area |
| Prowers | $726,200 | $472,030 |
| Pueblo | $726,200 | $472,030 |
| Rio Blanco | $726,200 | $472,030 |
| Rio Grande | $726,200 | $472,030 |
| Routt | $845,250 High Balance Conforming Area | *** $845,250 FHA High Balance Area |
| Saguache | $726,200 | $472,030 |
| San Juan | $726,200 | $506,000 FHA High Balance Area |
| San Miguel | $862,500 High Balance Conforming Area | *** $1,045,350 FHA High Balance Area |
| Sedgwick | $726,200 | $472,030 |
| Summit | $953,350 High Balance Conforming Area | *** $953,350 FHA High Balance Area |
| Teller | $726,200 | $517,500 FHA High Balance Area |
| Washington | $726,200 | $472,030 |
| Weld | $726,200 | $555.450 FHA High Balance Area |
| Yuma | $726,200 | $472,030 |
NOTE: As of January 1, 2020, veterans seeking to obtain what are commonly referred to as jumbo loans, or Veterans living in higher-cost markets, will no longer be subject to the Federally-established VA loan limit aka Conforming loan limit maximums. This means veterans may obtain no-down payment VA-backed loans in all areas of the country, regardless of home prices.
Note: Loan limits still apply for those who have more than one active VA loan, only partial entitlement available or those who have defaulted on a previous loan.