2024 Colorado Conforming Loan Limits
The 2024 conforming loan limit for the majority of Colorado is $766,550, an increase of 5.549% from the prevoios year's $726,200. It's even higher in more expensive ski areas like Aspen, Vail, Steamboat and Breckenridge. Counties with a higher limit are "High Balance Conforming" areas. This means that Colorado homebuyers will have more financing options (and lower interest rates than Jumbo loans) when purchasing a more expensive home.
Note: The HomeReady & Home Possible 3% down loan programs cap the eligibility income at 85% of the AMI for that county.
On Sunday, May 19, 2024 the 80% of AMI National income caps were updated to $75,360 per year .
The highest Average Median Incomes in the nation are for families that live in our nation's capital, Washington D.C.
$122,330 is 80% of AMI in Washington D.C. and the Average Median Income for Washington D.C. is $152,900
On May 19, 2024 the national 80% of AMI increased to $75,360 a year from $72,720 the previous year.
This is only an income increase of $2,640 per year or $220 increase of income per month nationwide
Last year in 2023 the HomeReady & Home Possible income limit was $72,720 nationwide except for high or low income counties.
Fannie Mae "HomeReady" AMI Look Up Website
Colorado County Name |
Single Family |
Duplex Residence (2 Units) |
Triplex Residence (3 Units) |
Multi "Quad" Plex Residence (4 Units) |
80% of AMI Income Limit Fannie Mae HomeReady Freddie Mac Home Possible |
|
ADAMS COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
ALAMOSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $75,360
|
|
ARAPAHOE COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
ARCHULETA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $75,360 |
|
BACA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $75,360 |
|
BENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $75,360 | |
BOULDER COUNTY (HB Conforming) | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 | $118,720 in 2023 was $115,280 | |
BROOMFIELD COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
CHAFFEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $75,360 |
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CHEYENNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $76,800 | |
CLEAR CREEK COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
CONEJOS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $75,360 | |
COSTILLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $75,360 | |
CROWLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $75,360 | |
CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
DELTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
DENVER COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
DOLORES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
DOUGLAS COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
EAGLE COUNTY (HB Conforming) |
$1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 | $97,120 in 2023 was $94,240 | |
EL PASO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $82,960 in 2023 was $84,000 | |
ELBERT COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
FREMONT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
GARFIELD COUNTY (HB Conforming) | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 | $81,920 in 2023 was $79,360 | |
GILPIN COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
GRAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $88,800 in 2023 was $82,960 | |
GUNNISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $96,080 in 2023 was $80,000 | |
HINSDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
HUERFANO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
JEFFERSON COUNTY (HB Conforming) | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
KIOWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
KIT CARSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
LA PLATA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $88,400 in 2023 was $83,760 | |
LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
LARIMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $95,040 in 2023 was $94,960 | |
LAS ANIMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,200 | |
LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,200 | |
MESA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $69,120 in 2023 was $73,280 | |
MINERAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
MOFFAT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
MONTEZUMA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
MONTROSE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
OTERO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
OURAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
PARK COUNTY (HB Conforming) |
$816,500 | $1,045,250 | $1,263,500 | $1,570,200 | $104,320 in 2023 was $100,400 | |
PHILLIPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,720 | |
PITKIN COUNTY (HB Conforming) | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 | $104,400 in 2023 was $108,800 | |
PROWERS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,200 | |
PUEBLO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $61,520 in 2023 was $66,160 | |
RIO BLANCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,200 | |
RIO GRANDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,200 | |
ROUTT COUNTY (HB Conforming) | $1,012,000 | $1,295,550 | $1,566,050 | $1,946,200 | $98,720 in 2023 was $95,250 | |
SAGUACHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,200 | |
SAN JUAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $78,400 | |
SAN MIGUEL COUNTY (HB Conforming) | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 | $82,200 in 2023 was $78,400 | |
SEDGWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $78,400 | |
SUMMIT COUNTY (HB Conforming) | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
$102,560 in 2023 was $102,640 |
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TELLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $82,960 in 2023 was $84,000 | |
WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,200 | |
WELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $91,600 in 2023 was $87,740 | |
YUMA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 | $75,360 in 2023 was $72,200 |