Your Colorado and Florida Home Loan Specialists

Welcome to the official site of Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

Conforming Loans (Fannie Mae & Freddie Mac)
with the lowest rates in 40 years
Zero Fees in "Section A" of the Loan Estimate (No Underwriting, No Processing, No Origination & No Administrative Fees)
& 
Specialists on VA (Veterans Administration) IRRRL Loans 
(Did you know? The "VA Funding Fee" is exempt for Military Service with 10% or Higher Disability)

Here is how fast we close UWM Refinance Loans that became available in June 2020
(Most of these loans received appraisal waivers saving customers an average of $750, plus we don't charge a processing fee)

Looking for a Fast Approval on your Colorado or Florida home Purchase or Refinace?
(Do other lenders give you an approval this fast? How long is your current bank taking? Make the switch early in the process and avoid headaches later)

Fast Colorado & Florida purchase closings make our realtors happy.... and make your purchase offer more attractive than other offers.
(Some of our satisfied customers switched to us after waiting more than 3 months to close a loan with their local credit union and national banks)

We never want you to miss your home purchase closing date
(Why chance the home's seller not accepting a loan extension because your lender could not get the loan done in time putting your earnest money at risk)

Are you purchasing your families Colorado or Florida "Forever Home", that 2nd Home for Ski or Beach Vacations?
...Maybe you're looking for an Vacation Rental "VRBO" or "Home Away" Investment Property for a nice passive retirement income?

Just like every other lender... we offer the usual products:

• 2022 Conventional loans
• 2022 Conventional "High Balance" Loans
• FHA Loans
  
• VA Purchase Loans
• USDA "Rural Area" Purchase Loans
• 89.99% Loan to Value Jumbo Loans with No Mortgage Insurance required

But that's where the similarity ends... we also offer unique loan products like:

• One-Time-Close Construction Loans
• Jumbo Loans up to 6 Million Dollars
• 40 Year Fixed Loans with "Interest Only Payments" for the 1st 10 years
• 30 Year Fixed Loans with "Interest Only Payments" during the first 10 years
• 3/1 ARMs, 5/1 ARMs, 7/1 ARMs, and 10/1 ARM's with "IO Payments" while the rate is fixed
• Reverse Mortgage Purchase Loans...  55% Down and never pay again
  
• "DCSR' Debt Service Ratio Loans using properties income potential to qualify (Rate Fixed 40 Years with the first 10 only paying interest)
• "Bank Statement" Home Loans for self employed clients using only 3, 12 or 24 months bank deposits for income qualification
  (24 Months of Bank Statements & 12 Months of Bank Statements.. even a 3 Month program) 

Refinancing? We specialize in every aspect of home financing and can help you with that, too!

Unlike the big banks... we do one thing, and do it well... Home Loan Financing,
We offer a wide range of refinance options from over 45 lenders designed to best meet your needs.
Regardless of you situation, If you're looking for cash out, or just getting lower payments with better rates and terms, we can assist you.
If you are retired, and don't have the retirement income to stay in you home, consider a reverse mortgage too!

We offer the following Refinancing Programs:

Contact Apex Mortgage Brokers today to discuss your mortgage loan options and find out which loan programs will best suit your needs.

Why are you waiting 60 Days to 4 Months
for the Big Banks & Credit Unions to approve your refinance?
Here are more examples of our fast refinance closings this year!