5.749% Mulligan Rate
(640 to 659 FICO Scores)
Rates effective as of 01/12/2023 12:25:00 PM EST
(For more details on this rate, scroll down to the bottom of this page)
- VA Purchase Jumbo Loan fixed for 30 years (Loans from $766,551 up to $4,000,000)
(1st use of Benefit - See VA certificate of eligibility) - Owner Occupied Primary Residence
(Note: VA Loans are only for Primary Residences - Not 2nd Homes or Investment Homes) - Single Family Residence
(2 Unit "Duplexes", 3-Unit "Triplexes" & 4-Unit "Multiplexes" have higher loan limits) - $1,500,000 Purchase Price
(Note: Apex Mortgage Brokers can finance up to $4,000,000 purchase at 100% purchase price) - Zero Down VA Loan
(Note: Rate covers the origination charge) - $1,500,000 Initial Loan Amount
(Note: Funding Fee can either be added to loan amount or paid at closing) - $32,250.00 Funding Fee
(Note: Veterans with a 10% or greater disability pay no funding fee) - Texas & Florida Property Tax Rules for Veterans
(Note: Veterans with a 100% disability may not be required to pay ad valorem taxes on properties they own and and use as their homesteads - Veterans confined to a wheelchair have similar rules) - $1,532,250.00 Loan Amount if Funding Fee added to loan amount
GNMA; FICO 640 to 659: 0.500 FICO Score Low Level Price Adjustment to Rate
NOTE: Green Numbers indicate a Rate Buy Down
(Rate is below PAR = Mortgage Birdie = Paying for a Lower Rate & Payment)
Red Numbers indicate a Lender Credit to help cover closing costs
(Rate is above PAR = Mortgage Bogey = Extra Money for Closing Costs)
NOTE: A "Mulligan Rate" is when you get a Lender Credit lower than PAR
4.875 | 1.959 | 3.460 / $53,009.03 | $8,108.79 | $0.00 | $8,108.79 |
5.000 | 1.304 | 2.805 / $42,972.79 | $8,225.45 | $0.00 | $8,225.45 |
5.125 | 0.680 | 2.181 / $33,411.55 | $8,342.90 | $0.00 | $8,342.90 |
5.250 | 0.085 | 1.586 / $24,294.66 | $8,461.14 | $0.00 | $8,461.14 |
5.375 | 0.154 | 1.655 / $25,351.92 | $8,580.16 | $0.00 | $8,580.16 |
5.499 | -0.433 | 1.068 / $16,357.61 | $8,698.99 | $0.00 | $8,698.99 |
5.500 | -0.438 | 1.063 / $16,281.00 | $8,699.95 | $0.00 | $8,699.95 |
5.625 | -1.003 | 0.498 / $7,623.78 | $8,820.50 | $0.00 | $8,820.50 |
5.749 | -1.539 | -0.038 / ($589.08) | $8,940.82 | $0.00 | $8,940.82 |
5.750 | -1.543 | -0.042 / ($650.37) | $8,941.80 | $0.00 | $8,941.80 |
5.875 | -0.935 | 0.566 / $8,665.71 | $9,063.84 | $0.00 | $9,063.84 |
5.999 | -1.433 | 0.068 / $1,035.11 | $9,185.63 | $0.00 | $9,185.63 |
6.000 | -1.437 | 0.064 / $973.82 | $9,186.61 | $0.00 | $9,186.61 |
6.125 | -1.902 | -0.401 / ($6,151.15) | $9,310.11 | $0.00 | $9,310.11 |
6.249 | -2.333 | -0.832 / ($12,755.14) | $9,433.33 | $0.00 | $9,433.33 |
6.250 | -2.336 | -0.835 / ($12,801.11) | $9,434.33 | $0.00 | $9,434.33 |
6.375 | -1.362 | 0.139 / $2,123.01 | $9,559.25 | $0.00 | $9,559.25 |
6.414 | -1.501 | 0.000 / $0.07 | $9,598.36 | $0.00 | $9,598.36 |
6.500 | -1.807 | -0.306 / ($4,695.51) | $9,684.86 | $0.00 | $9,684.86 |
6.625 | -2.225 | -0.724 / ($11,100.31) | $9,811.16 | $0.00 | $9,811.16 |
6.750 | -2.613 | -1.112 / ($17,045.44) | $9,938.14 | $0.00 | $9,938.14 |
6.875 | -2.205 | -0.704 / ($10,793.86) | $10,065.79 | $0.00 | $10,065.79 |
7.000 | -2.599 | -1.098 / ($16,830.93) | $10,194.10 | $0.00 | $10,194.10 |
7.125 | -2.967 | -1.466 / ($22,469.61) | $10,323.05 | $0.00 | $10,323.05 |
7.250 | -3.308 | -1.807 / ($27,694.58) | $10,452.65 | $0.00 | $10,452.65 |
7.375 | -2.529 | -1.028 / ($15,758.35) | $10,582.87 | $0.00 | $10,582.87 |
7.500 | -2.872 | -1.371 / ($21,013.97) | $10,713.71 | $0.00 | $10,713.71 |
7.625 | -3.195 | -1.694 / ($25,963.14) | $10,845.17 | $0.00 | $10,845.17 |
7.750 | -3.500 | -1.999 / ($30,636.50) | $10,977.23 | $0.00 | $10,977.23 |
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